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How to Get a Replacement Car Key It can be frustrating to lose a car key. It can also be expensive dependent on the type of car you own. Contacting an auto locksmith is the quickest way to replace keys. This is typically a less expensive and faster option than calling the roadside assistance line or an auto dealer. Cost In the past the loss of your car keys was not a big problem. You could go to the local hardware store and get a replacement key made. Today, the process is much more complicated and costly. The reason for this is that cars have become more technologically advanced, which means keys are also. While this makes them more secure from theft however, it also makes them pricier to replace. The cost to replace a lost car key will vary based on the year, model and make of your vehicle. Many modern cars come with key fobs that have transponder chips to help prevent theft. These chips must be paired with your car, which typically requires a locksmith or dealer. The cost of this service can depend on the kind of vehicle you own but could be up to $200. Additionally, some modern cars have keys cut with lasers that need to be programmed using a specific machine. This is only available at dealerships or auto locksmiths that specialize in this. The cost of a spare key for this kind of lock could be as high as $100. Another factor that will affect the cost of losing a key is where you live. If you're in a remote location there is a chance that you will need to pay extra for the service since the locksmith or tow truck has to travel a long distance get there. Moreover, a locksmith will be charged extra for holiday or after hours weekends. The best method to minimize the cost of a lost key is to keep a spare one with you that can be kept at home or kept in your wallet. Keep your vehicle's title or registration documents on you. These will be required to prove ownership should you have to call an auto dealer to request a replacement key. You can also call your roadside assistance service. They might be able to offer you temporary replacements, based on their conditions and terms. Time is a factor. Losing your car keys could be a hassle, but you shouldn't panic. Take a moment to search for your keys in the most obvious places, like your purse or pocket. You can then look back and reflect on your day to see the places you may have left keys. This will help you remember if you've lost them, or if they are still in your vehicle. If you can't find your car keys, it might be time to purchase new keys. The majority of modern cars come with a remote key fob that uses a code to unlock and start the car. This kind of key has to be reprogrammed in order to work with the specific vehicle you own, and this is usually a job for a professional. Contact an auto locksmith and bring proof of ownership. The old-fashioned keys made of metal are much easier to replace than the remote key fobs. They are 100% mechanical and simple to duplicate. A locksmith near you can replace your lost key on instantaneously. They can also duplicate the ignition cylinder in your vehicle, which is an extra expense. If you'd like to create copies of your old car keys, visit a hardware shop that specializes in cars to have them made quickly and inexpensively. You may also want to consider replacing your car keys if they're beginning to look worn down. The teeth on the keys and the lock cylinder could become worn down due to frequent use, making it difficult to align them correctly with each other. If the key starts to become stuck, it could be time to replace it. If you own a brand new vehicle and it's an expensive model, the key might require programming by the dealership. This is a complicated job that can take several hours to complete and can cost a significant amount of money. You could be covered by the warranty on your car or insurance depending on the make of your car. Availability Even if you're an excellent driver there is a chance to lose your car keys. It can be a major troublesome experience, especially if it occurs at the most inconvenient time, like when you're at a gas station or at the grocery store and want to get home. There are a variety of ways to replace keys that have been lost. You can locate a locksmith, contact roadside assistance, or even your insurance provider. The first thing you'll have to determine the type of car key you own. This is important because various cars have different kinds of keys. Some are old-fashioned and lock through the key cylinder while others have chips that communicate with the car in order to unlock the doors and open it up. Certain keys can be easily replaced by an auto-locksmith while others may require you to visit a dealer for a replacement from the manufacturer. You should first read the instruction manual or call the dealer to get instructions on how to program the key to your car. You'll need to provide proof that you own the vehicle and then wait a few extra days before your dealer can make an order for the replacement. This process requires you to bring your vehicle to a locksmith, or another service provider, to get it programmed. It's not the best choice for those with limited mobility or tight schedules. The process is much easier in the event that you have a spare. It is possible to purchase an online replacement key for a relatively low price, depending on the type of vehicle. However, if your keys include transponder and key fob element, you'll need consult a professional who is qualified to get them replaced and programmed. Based on the make and model, you may need to take it to the dealer or hire a locksmith replace the key. Another way to get an updated car key is by using a Bluetooth tracker. These tiny devices are attached to your keyring and emit a signature which can be retrieved by a smartphone with an app installed. The app will then inform you where the key is, so you can locate it if you require it. Insurance The majority of the time insurance for cars doesn't cover keys that are lost. There are exceptions. Some of the top insurance companies, that are committed to customer satisfaction, offer additional coverage for things like keys lost. This is usually an additional cost, but it may be less expensive than paying out of pocket for the cost of replacing keys. Whether or not car insurance covers lost keys depends on the specific policy and the deductible. Metal keys are generally easy to replace, but those with an electronic fob or smart key, it can be more difficult. car key replacement remote are laser-cut, and use computer chips to transmit an electronic signal to the vehicle, which means they're more difficult to replace than traditional mechanical keys. Furthermore, these kinds of keys are expensive due to the fact that you'll have to pay for an locksmith and the cost of a new key. Consider using an auto club service or roadside assistance to save money when replacing a lost key. These services may provide locksmiths with discounted rates and even pay the cost of a new key. Some of these firms offer emergency lockout assistance, which is useful when you are in a hurry to travel. Another option is to call your car dealer to see if they can help you. Locksmiths are usually on staff at most dealerships, and could be able to create keys at an affordable price. However, if the dealer has to order a new key for your model it may take a few days to arrive. Whatever method you select, make sure to save all receipts and other documentation so that you can make a claim with your insurance company for your car in the event of a claim. Although it's not an enjoyable experience, losing your car keys can happen to anyone. There are ways to avoid expensive consequences. While the cheapest and fastest way to replace your lost car keys is to call a local locksmith, it's important to weigh the monetary advantages against the time and any possible deductible payment prior to filing a claim with your insurance company.